Cholamandalam Financial Holdings Limited

CHOLAHLDNGBelow fair value region

A 6-pillar fundamental profile. Each pillar scored 0–10.

6.3/10 composite
Prism for CHOLAHLDNG.NS: composite 6.3 of 10, verdict Below fair value regionPULSEQUALITYMOATSAFETYGROWTHVALUE9.06.55.35.37.64.7

Pulse

9.0 · Positive

Analyst revision trend (fallback)

Pulse tracks recent momentum in price, analyst revisions, and news sentiment. Higher means more positive near-term tailwinds.

Quality

6.5 · Moderate

ROA 0.91%, ROE 15.8%, C/I 15%

Quality captures profitability, return on capital, and earnings consistency. Higher means a better business.

Moat

5.3 · Moderate

Scale (mcap 29,706 Cr), C/I 15%

Moat estimates durable competitive advantages — brand, scale, switching costs. Higher means more defensible.

Safety

5.3 · Moderate

Book-value franchise proxy P/BV 1.92

Safety looks at balance-sheet quality, leverage, and cash generation. Higher means lower financial risk.

Growth

7.6 · Strong

Adv YoY 27.0%, Dep YoY 27.7%, PAT YoY 22.6%

Growth reflects revenue and earnings expansion over recent years. Higher means faster compounding.

Value

4.7 · In peer range

P/BV 1.92x vs sector median 1.81x (176 peers)

Value measures how the stock's price compares to its intrinsic worth. Higher means more discount to fair value.

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Model estimate. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.