CREDITACCESS GRAMEEN LIMITED

CREDITACCNotably above fair value

A 6-pillar fundamental profile. Each pillar scored 0–10.

6.5/10 composite
Prism for CREDITACC.NS: composite 6.5 of 10, verdict Notably above fair valuePULSEQUALITYMOATSAFETYGROWTHVALUE9.88.35.05.97.63.8

Pulse

9.8 · Positive

Analyst revision trend (fallback)

Pulse tracks recent momentum in price, analyst revisions, and news sentiment. Higher means more positive near-term tailwinds.

Quality

8.3 · Strong

ROA 2.44%, ROE 9.9%, C/I 8%

Quality captures profitability, return on capital, and earnings consistency. Higher means a better business.

Moat

5.0 · Moderate

Scale (mcap 20,738 Cr), C/I 8%

Moat estimates durable competitive advantages — brand, scale, switching costs. Higher means more defensible.

Safety

5.9 · Moderate

Book-value franchise proxy P/BV 2.64

Safety looks at balance-sheet quality, leverage, and cash generation. Higher means lower financial risk.

Growth

7.6 · Strong

Adv YoY 14.8%, Dep YoY 15.6%, PAT YoY 46.3%

Growth reflects revenue and earnings expansion over recent years. Higher means faster compounding.

Value

3.8 · In peer range

P/BV 2.64x vs sector median 1.81x (176 peers)

Value measures how the stock's price compares to its intrinsic worth. Higher means more discount to fair value.

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Model estimate. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.

CREDITACCESS GRAMEEN LIMITED (CREDITACC) Prism — YieldIQ