HDFC Life Insurance Company Limited

HDFCLIFEPriced above fair value

A 6-pillar fundamental profile. Each pillar scored 0–10.

5.1/10 composite
Prism for HDFCLIFE.NS: composite 5.1 of 10, verdict Priced above fair valuePULSEQUALITYMOATSAFETYGROWTHVALUE9.53.45.87.56.01.2

Pulse

9.5 · Positive

Analyst revision trend (fallback)

Pulse tracks recent momentum in price, analyst revisions, and news sentiment. Higher means more positive near-term tailwinds.

Quality

3.4 · Weak

ROA 0.49%, ROE 10.8%

Quality captures profitability, return on capital, and earnings consistency. Higher means a better business.

Moat

5.8 · Moderate

Scale (mcap 124,116 Cr)

Moat estimates durable competitive advantages — brand, scale, switching costs. Higher means more defensible.

Safety

7.5 · Strong

Book-value franchise proxy P/BV 6.98

Safety looks at balance-sheet quality, leverage, and cash generation. Higher means lower financial risk.

Growth

6.0 · Moderate

Adv YoY 11.8%, Dep YoY 11.8%, PAT YoY 5.6%

Growth reflects revenue and earnings expansion over recent years. Higher means faster compounding.

Value

1.2 · Above peer range

P/BV 6.98x vs sector median 1.81x (176 peers)

Value measures how the stock's price compares to its intrinsic worth. Higher means more discount to fair value.

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Model estimate. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.

HDFC Life Insurance Company Limited (HDFCLIFE) Prism — YieldIQ