IDBI Bank Limited

IDBIPriced above fair value

A 6-pillar fundamental profile. Each pillar scored 0–10.

6.5/10 composite
Prism for IDBI.NS: composite 6.5 of 10, verdict Priced above fair valuePULSEQUALITYMOATSAFETYGROWTHVALUEBelow cohort range7.75.64.86.97.6

Pulse

· Neutral

Pulse data unavailable; neutral placeholder

Pulse tracks recent momentum in price, analyst revisions, and news sentiment. Higher means more positive near-term tailwinds.

Quality

7.7 · Strong

ROA 1.85%, ROE 12.4%, C/I 46%

Quality captures profitability, return on capital, and earnings consistency. Higher means a better business.

Moat

5.6 · Moderate

Scale (mcap 79,385 Cr), C/I 46%

Moat estimates durable competitive advantages — brand, scale, switching costs. Higher means more defensible.

Safety

4.8 · Moderate

Book-value franchise proxy P/BV 1.29

Safety looks at balance-sheet quality, leverage, and cash generation. Higher means lower financial risk.

Growth

6.9 · Moderate

Adv YoY 13.2%, Dep YoY 12.0%, PAT YoY 31.8%

Growth reflects revenue and earnings expansion over recent years. Higher means faster compounding.

Value

7.6 · Below peer range

P/BV 1.29x vs broad market median 2.57x (2050 peers)

Value measures how the stock's price compares to its intrinsic worth. Higher means more discount to fair value.

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Model estimate. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.

IDBI Bank Limited (IDBI) Prism — YieldIQ