PTC India Financial Services Limited

PFSUnder Review

A 6-pillar fundamental profile. Each pillar scored 0–10.

5.4/10 composite
Prism for PFS.NS: composite 5.4 of 10, verdict Under ReviewPULSEQUALITYMOATSAFETYGROWTHVALUEBelow cohort rangeBelow cohort range2.24.35.98.5

Pulse

· Neutral

Pulse data unavailable; neutral placeholder

Pulse tracks recent momentum in price, analyst revisions, and news sentiment. Higher means more positive near-term tailwinds.

Quality

· Moderate

No bank quality data (ROA/ROE)

Quality captures profitability, return on capital, and earnings consistency. Higher means a better business.

Moat

2.2 · Weak

Scale (mcap 1,971 Cr)

Moat estimates durable competitive advantages — brand, scale, switching costs. Higher means more defensible.

Safety

4.3 · Weak

Book-value franchise proxy P/BV 0.64

Safety looks at balance-sheet quality, leverage, and cash generation. Higher means lower financial risk.

Growth

5.9 · Moderate

Rev CAGR -15.8%, EPS CAGR 84.2%

Growth reflects revenue and earnings expansion over recent years. Higher means faster compounding.

Value

8.5 · Below peer range

P/BV 0.64x vs sector median 1.81x (176 peers)

Value measures how the stock's price compares to its intrinsic worth. Higher means more discount to fair value.

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Model estimate. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.

PTC India Financial Services Limited (PFS) Prism — YieldIQ