Punjab National Bank

PNBFair value region

A 6-pillar fundamental profile. Each pillar scored 0–10.

6.2/10 composite
Prism for PNB.NS: composite 6.2 of 10, verdict Fair value regionPULSEQUALITYMOATSAFETYGROWTHVALUEn/a0.00.0n/a0.00.0

Pulse

· Neutral

Pulse data unavailable; neutral placeholder

Pulse tracks recent momentum in price, analyst revisions, and news sentiment. Higher means stronger near-term tailwinds.

Quality

5.5 · Moderate

ROA 0.99%, ROE 13.8%, C/I 54%

Quality captures profitability, return on capital, and earnings consistency. Higher means a better business.

Moat

4.8 · Moderate

C/I 54%

Moat estimates durable competitive advantages — brand, scale, switching costs. Higher means more defensible.

Safety

· Moderate

No CAR proxy data

Safety looks at balance-sheet strength, leverage, and cash generation. Higher means lower financial risk.

Growth

9.5 · Strong

Adv YoY 16.2%, Dep YoY 15.9%, PAT YoY 102.9%

Growth reflects revenue and earnings expansion over recent years. Higher means faster compounding.

Value

6.1 · Moderate

MoS 11%

Value measures whether the stock is cheap relative to its intrinsic worth. Higher is cheaper.

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Model estimate. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.