UCO Bank

UCOBANKFair value region

A 6-pillar fundamental profile. Each pillar scored 0–10.

5.4/10 composite
Prism for UCOBANK.NS: composite 5.4 of 10, verdict Fair value regionPULSEQUALITYMOATSAFETYGROWTHVALUEBelow cohort range2.43.84.67.48.4

Pulse

· Neutral

Pulse data unavailable; neutral placeholder

Pulse tracks recent momentum in price, analyst revisions, and news sentiment. Higher means more positive near-term tailwinds.

Quality

2.4 · Weak

ROA 0.70%, ROE 8.3%, C/I 73%

Quality captures profitability, return on capital, and earnings consistency. Higher means a better business.

Moat

3.8 · Weak

Scale (mcap 31,612 Cr), C/I 73%

Moat estimates durable competitive advantages — brand, scale, switching costs. Higher means more defensible.

Safety

4.6 · Moderate

Book-value franchise proxy P/BV 0.95

Safety looks at balance-sheet quality, leverage, and cash generation. Higher means lower financial risk.

Growth

7.4 · Moderate

Adv YoY 12.0%, Dep YoY 11.9%, PAT YoY 47.6%

Growth reflects revenue and earnings expansion over recent years. Higher means faster compounding.

Value

8.4 · Below peer range

P/BV 0.95x vs broad market median 2.57x (2050 peers)

Value measures how the stock's price compares to its intrinsic worth. Higher means more discount to fair value.

Compare with another stock

Overlay UCOBANK's prism against a peer.

Share this prism

Get the full analysis

Interactive DCF, sensitivity, peer comparison, and AI summary for UCOBANK.

Full analysis →

Model estimate. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.

UCO Bank (UCOBANK) Prism — YieldIQ