Utkarsh Small Finance Bank Limited
A 6-pillar fundamental profile. Each pillar scored 0–10.
Pulse
9.0 · PositiveAnalyst revision trend (fallback)
Pulse tracks recent momentum in price, analyst revisions, and news sentiment. Higher means more positive near-term tailwinds.
Quality
— · ModerateNo bank quality data (ROA/ROE)
Quality captures profitability, return on capital, and earnings consistency. Higher means a better business.
Moat
2.4 · WeakScale (mcap 2,360 Cr)
Moat estimates durable competitive advantages — brand, scale, switching costs. Higher means more defensible.
Safety
4.5 · WeakBook-value franchise proxy P/BV 0.85
Safety looks at balance-sheet quality, leverage, and cash generation. Higher means lower financial risk.
Growth
6.1 · ModerateRev CAGR 11.2%
Growth reflects revenue and earnings expansion over recent years. Higher means faster compounding.
Value
8.7 · Below peer rangeP/BV 0.85x vs broad market median 2.57x (2050 peers)
Value measures how the stock's price compares to its intrinsic worth. Higher means more discount to fair value.
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Full analysis →Model estimate. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.