AU Small Finance Bank Limited

Analyst revision trend (fallback)

Pulse tracks recent momentum in price, analyst revisions, and news sentiment. Higher means stronger near-term tailwinds.

ROA 1.33%, ROE 12.3%, C/I 57%

Quality captures profitability, return on capital, and earnings consistency. Higher means a better business.

Scale (mcap 75,316 Cr), C/I 57%

Moat estimates durable competitive advantages — brand, scale, switching costs. Higher means more defensible.

Book-value franchise proxy P/BV 4.10

Safety looks at balance-sheet strength, leverage, and cash generation. Higher means lower financial risk.

Adv YoY 44.2%, Dep YoY 45.2%, PAT YoY 37.2%

Growth reflects revenue and earnings expansion over recent years. Higher means faster compounding.

P/BV 4.10, MoS -54%

Value measures whether the stock is cheap relative to its intrinsic worth. Higher is cheaper.