Bank of India

BANKINDIABelow fair value region

A 6-pillar fundamental profile. Each pillar scored 0–10.

6.3/10 composite
Prism for BANKINDIA.NS: composite 6.3 of 10, verdict Below fair value regionPULSEQUALITYMOATSAFETYGROWTHVALUE6.64.75.24.47.59.1

Pulse

6.6 · Positive

Analyst revision trend (fallback)

Pulse tracks recent momentum in price, analyst revisions, and news sentiment. Higher means more positive near-term tailwinds.

Quality

4.7 · Moderate

ROA 0.87%, ROE 11.5%, C/I 51%

Quality captures profitability, return on capital, and earnings consistency. Higher means a better business.

Moat

5.2 · Moderate

Scale (mcap 63,696 Cr), C/I 51%

Moat estimates durable competitive advantages — brand, scale, switching costs. Higher means more defensible.

Safety

4.4 · Weak

Book-value franchise proxy P/BV 0.71

Safety looks at balance-sheet quality, leverage, and cash generation. Higher means lower financial risk.

Growth

7.5 · Moderate

Adv YoY 14.3%, Dep YoY 14.3%, PAT YoY 45.5%

Growth reflects revenue and earnings expansion over recent years. Higher means faster compounding.

Value

9.1 · Notable discount to peers

P/BV 0.71x vs broad market median 2.57x (2050 peers)

Value measures how the stock's price compares to its intrinsic worth. Higher means more discount to fair value.

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Model estimate. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.

Bank of India (BANKINDIA) Prism — YieldIQ