Equitas Small Finance Bank Limited

EQUITASBNKFair value region

A 6-pillar fundamental profile. Each pillar scored 0–10.

4.5/10 composite
Prism for EQUITASBNK.NS: composite 4.5 of 10, verdict Fair value regionPULSEQUALITYMOATSAFETYGROWTHVALUE8.6Below cohort range2.64.85.07.6

Pulse

8.6 · Positive

Analyst revision trend (fallback)

Pulse tracks recent momentum in price, analyst revisions, and news sentiment. Higher means more positive near-term tailwinds.

Quality

· Weak

ROA 0.17%, ROE 1.7%, C/I 72%

Quality captures profitability, return on capital, and earnings consistency. Higher means a better business.

Moat

2.6 · Weak

Scale (mcap 8,015 Cr), C/I 72%

Moat estimates durable competitive advantages — brand, scale, switching costs. Higher means more defensible.

Safety

4.8 · Moderate

Book-value franchise proxy P/BV 1.31

Safety looks at balance-sheet quality, leverage, and cash generation. Higher means lower financial risk.

Growth

5.0 · Moderate

Adv YoY 14.7%, Dep YoY 16.5%, PAT YoY -29.9%

Growth reflects revenue and earnings expansion over recent years. Higher means faster compounding.

Value

7.6 · Below peer range

P/BV 1.31x vs broad market median 2.57x (2050 peers)

Value measures how the stock's price compares to its intrinsic worth. Higher means more discount to fair value.

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Model estimate. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.