Fino Payments Bank Limited
A 6-pillar fundamental profile. Each pillar scored 0–10.
Pulse
10.0 · PositiveAnalyst revision trend (fallback)
Pulse tracks recent momentum in price, analyst revisions, and news sentiment. Higher means more positive near-term tailwinds.
Quality
5.5 · ModerateROA 2.20%, ROE 6.8%, C/I 84%
Quality captures profitability, return on capital, and earnings consistency. Higher means a better business.
Moat
1.2 · WeakScale (mcap 1,134 Cr), C/I 84%
Moat estimates durable competitive advantages — brand, scale, switching costs. Higher means more defensible.
Safety
4.9 · ModerateBook-value franchise proxy P/BV 1.41
Safety looks at balance-sheet quality, leverage, and cash generation. Higher means lower financial risk.
Growth
6.8 · ModerateAdv YoY 23.0%, Dep YoY 24.6%, PAT YoY 7.3%
Growth reflects revenue and earnings expansion over recent years. Higher means faster compounding.
Value
4.1 · In peer rangeP/BV 1.41x vs sector median 1.27x (41 peers)
Value measures how the stock's price compares to its intrinsic worth. Higher means more discount to fair value.
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Full analysis →Model estimate. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.