General Insurance Corporation of India

GICREBelow fair value region

A 6-pillar fundamental profile. Each pillar scored 0–10.

6.9/10 composite
Prism for GICRE.NS: composite 6.9 of 10, verdict Below fair value regionPULSEQUALITYMOATSAFETYGROWTHVALUE9.88.45.34.66.27.6

Pulse

9.8 · Positive

Analyst revision trend (fallback)

Pulse tracks recent momentum in price, analyst revisions, and news sentiment. Higher means more positive near-term tailwinds.

Quality

8.4 · Strong

ROA 4.70%, ROE 13.7%

Quality captures profitability, return on capital, and earnings consistency. Higher means a better business.

Moat

5.3 · Moderate

Scale (mcap 66,887 Cr)

Moat estimates durable competitive advantages — brand, scale, switching costs. Higher means more defensible.

Safety

4.6 · Moderate

Book-value franchise proxy P/BV 0.95

Safety looks at balance-sheet quality, leverage, and cash generation. Higher means lower financial risk.

Growth

6.2 · Moderate

Adv YoY 5.6%, Dep YoY 1.5%, PAT YoY 30.0%

Growth reflects revenue and earnings expansion over recent years. Higher means faster compounding.

Value

7.6 · Below peer range

P/BV 0.95x vs sector median 1.81x (176 peers)

Value measures how the stock's price compares to its intrinsic worth. Higher means more discount to fair value.

Compare with another stock

Overlay GICRE's prism against a peer.

Share this prism

Get the full analysis

Interactive DCF, sensitivity, peer comparison, and AI summary for GICRE.

Full analysis →

Model estimate. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.

General Insurance Corporation of India (GICRE) Prism — YieldIQ