IDFC First Bank Limited

IDFCFIRSTBPriced above fair value

A 6-pillar fundamental profile. Each pillar scored 0–10.

4.9/10 composite
Prism for IDFCFIRSTB.NS: composite 4.9 of 10, verdict Priced above fair valuePULSEQUALITYMOATSAFETYGROWTHVALUE6.4Below cohort range4.44.96.37.5

Pulse

6.4 · Neutral

Analyst revision trend (fallback)

Pulse tracks recent momentum in price, analyst revisions, and news sentiment. Higher means more positive near-term tailwinds.

Quality

· Weak

ROA 0.40%, ROE 3.4%, C/I 75%

Quality captures profitability, return on capital, and earnings consistency. Higher means a better business.

Moat

4.4 · Weak

Scale (mcap 62,300 Cr), C/I 75%

Moat estimates durable competitive advantages — brand, scale, switching costs. Higher means more defensible.

Safety

4.9 · Moderate

Book-value franchise proxy P/BV 1.33

Safety looks at balance-sheet quality, leverage, and cash generation. Higher means lower financial risk.

Growth

6.3 · Moderate

Adv YoY 16.2%, Dep YoY 15.2%, PAT YoY 8.1%

Growth reflects revenue and earnings expansion over recent years. Higher means faster compounding.

Value

7.5 · Below peer range

P/BV 1.33x vs broad market median 2.57x (2050 peers)

Value measures how the stock's price compares to its intrinsic worth. Higher means more discount to fair value.

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Model estimate. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.

IDFC First Bank Limited (IDFCFIRSTB) Prism — YieldIQ