Indian Bank

INDIANBPriced above fair value

A 6-pillar fundamental profile. Each pillar scored 0–10.

6.7/10 composite
Prism for INDIANB.NS: composite 6.7 of 10, verdict Priced above fair valuePULSEQUALITYMOATSAFETYGROWTHVALUE9.06.65.94.96.87.3

Pulse

9.0 · Positive

Analyst revision trend (fallback)

Pulse tracks recent momentum in price, analyst revisions, and news sentiment. Higher means more positive near-term tailwinds.

Quality

6.6 · Moderate

ROA 1.18%, ROE 14.6%, C/I 46%

Quality captures profitability, return on capital, and earnings consistency. Higher means a better business.

Moat

5.9 · Moderate

Scale (mcap 112,202 Cr), C/I 46%

Moat estimates durable competitive advantages — brand, scale, switching costs. Higher means more defensible.

Safety

4.9 · Moderate

Book-value franchise proxy P/BV 1.40

Safety looks at balance-sheet quality, leverage, and cash generation. Higher means lower financial risk.

Growth

6.8 · Moderate

Adv YoY 10.2%, Dep YoY 9.5%, PAT YoY 33.8%

Growth reflects revenue and earnings expansion over recent years. Higher means faster compounding.

Value

7.3 · Below peer range

P/BV 1.40x vs broad market median 2.57x (2050 peers)

Value measures how the stock's price compares to its intrinsic worth. Higher means more discount to fair value.

Compare with another stock

Overlay INDIANB's prism against a peer.

Share this prism

Get the full analysis

Interactive DCF, sensitivity, peer comparison, and AI summary for INDIANB.

Full analysis →

Model estimate. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.