Indian Overseas Bank

IOBPriced above fair value

A 6-pillar fundamental profile. Each pillar scored 0–10.

4.8/10 composite
Prism for IOB.NS: composite 4.8 of 10, verdict Priced above fair valuePULSEQUALITYMOATSAFETYGROWTHVALUEn/a0.00.00.0n/a0.0

Pulse

— · Neutral

Pulse data unavailable; neutral placeholder

Pulse tracks recent momentum in price, analyst revisions, and news sentiment. Higher means stronger near-term tailwinds.

Quality

4.6 · Moderate

ROE 10.5%

Quality captures profitability, return on capital, and earnings consistency. Higher means a better business.

Moat

5.3 · Moderate

Scale (mcap 67,013 Cr)

Moat estimates durable competitive advantages — brand, scale, switching costs. Higher means more defensible.

Safety

5.4 · Moderate

Book-value franchise proxy P/BV 1.96

Safety looks at balance-sheet strength, leverage, and cash generation. Higher means lower financial risk.

Growth

— · Moderate

No bank growth history

Growth reflects revenue and earnings expansion over recent years. Higher means faster compounding.

Value

4.0 · Weak

P/BV 1.96, MoS -18%

Value measures whether the stock is cheap relative to its intrinsic worth. Higher is cheaper.

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Model estimate. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.