The Karnataka Bank Limited

KTKBANKPriced above fair value

A 6-pillar fundamental profile. Each pillar scored 0–10.

6.0/10 composite
Prism for KTKBANK.NS: composite 6.0 of 10, verdict Priced above fair valuePULSEQUALITYMOATSAFETYGROWTHVALUE10.04.43.24.45.29.5

Pulse

10.0 · Positive

Analyst revision trend (fallback)

Pulse tracks recent momentum in price, analyst revisions, and news sentiment. Higher means more positive near-term tailwinds.

Quality

4.4 · Weak

ROA 1.01%, ROE 10.4%, C/I 60%

Quality captures profitability, return on capital, and earnings consistency. Higher means a better business.

Moat

3.2 · Weak

Scale (mcap 10,426 Cr), C/I 60%

Moat estimates durable competitive advantages — brand, scale, switching costs. Higher means more defensible.

Safety

4.4 · Weak

Book-value franchise proxy P/BV 0.79

Safety looks at balance-sheet quality, leverage, and cash generation. Higher means lower financial risk.

Growth

5.2 · Moderate

Adv YoY 4.2%, Dep YoY 3.5%, PAT YoY -2.6%

Growth reflects revenue and earnings expansion over recent years. Higher means faster compounding.

Value

9.5 · Notable discount to peers

P/BV 0.79x vs sector median 1.27x (41 peers)

Value measures how the stock's price compares to its intrinsic worth. Higher means more discount to fair value.

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Model estimate. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.