LIC Housing Finance Limited

LICHSGFINNotably above fair value

A 6-pillar fundamental profile. Each pillar scored 0–10.

4.2/10 composite
Prism for LICHSGFIN.NS: composite 4.2 of 10, verdict Notably above fair valuePULSEQUALITYMOATSAFETYGROWTHVALUE0.00.00.00.0n/a0.0

Pulse

6.6 · Positive

Analyst revision trend (fallback)

Pulse tracks recent momentum in price, analyst revisions, and news sentiment. Higher means stronger near-term tailwinds.

Quality

5.7 · Moderate

ROE 15.0%

Quality captures profitability, return on capital, and earnings consistency. Higher means a better business.

Moat

4.5 · Moderate

Scale (mcap 29,692 Cr)

Moat estimates durable competitive advantages — brand, scale, switching costs. Higher means more defensible.

Safety

4.4 · Weak

Book-value franchise proxy P/BV 0.77

Safety looks at balance-sheet strength, leverage, and cash generation. Higher means lower financial risk.

Growth

— · Moderate

No bank growth history

Growth reflects revenue and earnings expansion over recent years. Higher means faster compounding.

Value

0.0 · Weak

P/BV 0.77, MoS -100%

Value measures whether the stock is cheap relative to its intrinsic worth. Higher is cheaper.

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Model estimate. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.