Muthoot Finance Limited

MUTHOOTFINNotably above fair value

A 6-pillar fundamental profile. Each pillar scored 0–10.

7.2/10 composite
Prism for MUTHOOTFIN.NS: composite 7.2 of 10, verdict Notably above fair valuePULSEQUALITYMOATSAFETYGROWTHVALUE7.310.06.66.410.02.8

Pulse

7.3 · Positive

Analyst revision trend (fallback)

Pulse tracks recent momentum in price, analyst revisions, and news sentiment. Higher means more positive near-term tailwinds.

Quality

10.0 · Strong

ROA 5.41%, ROE 27.1%, C/I 24%

Quality captures profitability, return on capital, and earnings consistency. Higher means a better business.

Moat

6.6 · Moderate

Scale (mcap 126,587 Cr), C/I 24%

Moat estimates durable competitive advantages — brand, scale, switching costs. Higher means more defensible.

Safety

6.4 · Moderate

Book-value franchise proxy P/BV 3.24

Safety looks at balance-sheet quality, leverage, and cash generation. Higher means lower financial risk.

Growth

10.0 · Strong

Adv YoY 47.3%, Dep YoY 51.6%, PAT YoY 98.6%

Growth reflects revenue and earnings expansion over recent years. Higher means faster compounding.

Value

2.8 · Above peer range

P/BV 3.24x vs sector median 1.81x (176 peers)

Value measures how the stock's price compares to its intrinsic worth. Higher means more discount to fair value.

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Model estimate. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.

Muthoot Finance Limited (MUTHOOTFIN) Prism — YieldIQ