Punjab National Bank
A 6-pillar fundamental profile. Each pillar scored 0–10.
Pulse
6.7 · PositiveAnalyst revision trend (fallback)
Pulse tracks recent momentum in price, analyst revisions, and news sentiment. Higher means stronger near-term tailwinds.
Quality
5.5 · ModerateROA 0.99%, ROE 13.8%, C/I 54%
Quality captures profitability, return on capital, and earnings consistency. Higher means a better business.
Moat
5.7 · ModerateScale (mcap 131,409 Cr), C/I 54%
Moat estimates durable competitive advantages — brand, scale, switching costs. Higher means more defensible.
Safety
4.5 · ModerateBook-value franchise proxy P/BV 0.88
Safety looks at balance-sheet strength, leverage, and cash generation. Higher means lower financial risk.
Growth
9.5 · StrongAdv YoY 16.2%, Dep YoY 15.9%, PAT YoY 102.9%
Growth reflects revenue and earnings expansion over recent years. Higher means faster compounding.
Value
9.6 · StrongP/BV 0.88, MoS 22%
Value measures whether the stock is cheap relative to its intrinsic worth. Higher is cheaper.
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Full analysis →Model estimate. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.