PB Fintech Limited

POLICYBZRNotably above fair value

A 6-pillar fundamental profile. Each pillar scored 0–10.

6.5/10 composite
Prism for POLICYBZR.NS: composite 6.5 of 10, verdict Notably above fair valuePULSEQUALITYMOATSAFETYGROWTHVALUE7.78.05.77.510.00.8

Pulse

7.7 · Positive

Analyst revision trend (fallback)

Pulse tracks recent momentum in price, analyst revisions, and news sentiment. Higher means more positive near-term tailwinds.

Quality

8.0 · Strong

ROA 7.69%, ROE 9.2%, C/I 41%

Quality captures profitability, return on capital, and earnings consistency. Higher means a better business.

Moat

5.7 · Moderate

Scale (mcap 71,275 Cr), C/I 41%

Moat estimates durable competitive advantages — brand, scale, switching costs. Higher means more defensible.

Safety

7.5 · Strong

Book-value franchise proxy P/BV 9.75

Safety looks at balance-sheet quality, leverage, and cash generation. Higher means lower financial risk.

Growth

10.0 · Strong

Adv YoY 11.9%, Dep YoY 28.1%, PAT YoY 427.0%

Growth reflects revenue and earnings expansion over recent years. Higher means faster compounding.

Value

0.8 · Notable premium to peers

P/BV 9.75x vs sector median 1.82x (174 peers)

Value measures how the stock's price compares to its intrinsic worth. Higher means more discount to fair value.

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Model estimate. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.

PB Fintech Limited (POLICYBZR) Prism — YieldIQ