State Bank of India

SBINNotably above fair value

A 6-pillar fundamental profile. Each pillar scored 0–10.

5.7/10 composite
Prism for SBIN.NS: composite 5.7 of 10, verdict Notably above fair valuePULSEQUALITYMOATSAFETYGROWTHVALUE0.00.00.00.00.00.0

Pulse

8.9 · Positive

Analyst revision trend (fallback)

Pulse tracks recent momentum in price, analyst revisions, and news sentiment. Higher means stronger near-term tailwinds.

Quality

5.4 · Moderate

ROA 1.06%, ROE 15.4%, C/I 67%

Quality captures profitability, return on capital, and earnings consistency. Higher means a better business.

Moat

6.9 · Moderate

Scale (mcap 997,184 Cr), C/I 67%

Moat estimates durable competitive advantages — brand, scale, switching costs. Higher means more defensible.

Safety

5.2 · Moderate

Book-value franchise proxy P/BV 1.68

Safety looks at balance-sheet strength, leverage, and cash generation. Higher means lower financial risk.

Growth

6.1 · Moderate

Adv YoY 8.6%, Dep YoY 8.0%, PAT YoY 15.6%

Growth reflects revenue and earnings expansion over recent years. Higher means faster compounding.

Value

3.4 · Weak

P/BV 1.68, MoS -28%

Value measures whether the stock is cheap relative to its intrinsic worth. Higher is cheaper.

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Model estimate. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.