Shriram Finance Limited

SHRIRAMFINBelow fair value region

A 6-pillar fundamental profile. Each pillar scored 0–10.

7.7/10 composite
Prism for SHRIRAMFIN.NS: composite 7.7 of 10, verdict Below fair value regionPULSEQUALITYMOATSAFETYGROWTHVALUE0.00.00.00.00.00.0

Pulse

9.7 · Positive

Analyst revision trend (fallback)

Pulse tracks recent momentum in price, analyst revisions, and news sentiment. Higher means stronger near-term tailwinds.

Quality

10.0 · Strong

ROA 3.25%, ROE 16.9%, C/I 29%

Quality captures profitability, return on capital, and earnings consistency. Higher means a better business.

Moat

7.2 · Moderate

Scale (mcap 243,856 Cr), C/I 29%

Moat estimates durable competitive advantages — brand, scale, switching costs. Higher means more defensible.

Safety

6.4 · Moderate

Book-value franchise proxy P/BV 3.22

Safety looks at balance-sheet strength, leverage, and cash generation. Higher means lower financial risk.

Growth

7.3 · Moderate

Adv YoY 18.3%, Dep YoY 19.5%, PAT YoY 29.7%

Growth reflects revenue and earnings expansion over recent years. Higher means faster compounding.

Value

6.3 · Moderate

P/BV 3.22, MoS 24%

Value measures whether the stock is cheap relative to its intrinsic worth. Higher is cheaper.

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Model estimate. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.