Spandana Sphoorty Financial Limited

SPANDANADeep value region

A 6-pillar fundamental profile. Each pillar scored 0–10.

5.5/10 composite
Prism for SPANDANA.NS: composite 5.5 of 10, verdict Deep value regionPULSEQUALITYMOATSAFETYGROWTHVALUE0.0n/a0.00.0n/a0.0

Pulse

5.0 · Neutral

Analyst revision trend (fallback)

Pulse tracks recent momentum in price, analyst revisions, and news sentiment. Higher means stronger near-term tailwinds.

Quality

— · Moderate

No bank quality data (ROA/ROE)

Quality captures profitability, return on capital, and earnings consistency. Higher means a better business.

Moat

2.2 · Weak

Scale (mcap 2,007 Cr)

Moat estimates durable competitive advantages — brand, scale, switching costs. Higher means more defensible.

Safety

4.4 · Weak

Book-value franchise proxy P/BV 0.77

Safety looks at balance-sheet strength, leverage, and cash generation. Higher means lower financial risk.

Growth

— · Moderate

No bank growth history

Growth reflects revenue and earnings expansion over recent years. Higher means faster compounding.

Value

10.0 · Strong

P/BV 0.77, MoS 293%

Value measures whether the stock is cheap relative to its intrinsic worth. Higher is cheaper.

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Model estimate. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.