Union Bank of India

UNIONBANKFair value region

A 6-pillar fundamental profile. Each pillar scored 0–10.

6.5/10 composite
Prism for UNIONBANK.NS: composite 6.5 of 10, verdict Fair value regionPULSEQUALITYMOATSAFETYGROWTHVALUE0.00.00.00.00.00.0

Pulse

6.9 · Positive

Analyst revision trend (fallback)

Pulse tracks recent momentum in price, analyst revisions, and news sentiment. Higher means stronger near-term tailwinds.

Quality

6.8 · Moderate

ROA 1.19%, ROE 15.8%, C/I 48%

Quality captures profitability, return on capital, and earnings consistency. Higher means a better business.

Moat

6.0 · Moderate

Scale (mcap 143,603 Cr), C/I 48%

Moat estimates durable competitive advantages — brand, scale, switching costs. Higher means more defensible.

Safety

4.7 · Moderate

Book-value franchise proxy P/BV 1.10

Safety looks at balance-sheet strength, leverage, and cash generation. Higher means lower financial risk.

Growth

6.5 · Moderate

Adv YoY 7.8%, Dep YoY 7.1%, PAT YoY 30.7%

Growth reflects revenue and earnings expansion over recent years. Higher means faster compounding.

Value

7.7 · Strong

P/BV 1.10, MoS 6%

Value measures whether the stock is cheap relative to its intrinsic worth. Higher is cheaper.

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Model estimate. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.