Utkarsh Small Finance Bank Limited
A 6-pillar fundamental profile. Each pillar scored 0–10.
Pulse
9.0 · PositiveAnalyst revision trend (fallback)
Pulse tracks recent momentum in price, analyst revisions, and news sentiment. Higher means more positive near-term tailwinds.
Quality
0.7 · WeakROA -3.99%, ROE -40.0%, C/I 62%
Quality captures profitability, return on capital, and earnings consistency. Higher means a better business.
Moat
1.9 · WeakScale (mcap 2,328 Cr), C/I 62%
Moat estimates durable competitive advantages — brand, scale, switching costs. Higher means more defensible.
Safety
4.5 · WeakBook-value franchise proxy P/BV 0.84
Safety looks at balance-sheet quality, leverage, and cash generation. Higher means lower financial risk.
Growth
3.1 · WeakAdv YoY 17.7%, Dep YoY 20.2%, PAT YoY -95.2%
Growth reflects revenue and earnings expansion over recent years. Higher means faster compounding.
Value
8.8 · Below peer rangeP/BV 0.84x vs sector median 1.27x (41 peers)
Value measures how the stock's price compares to its intrinsic worth. Higher means more discount to fair value.
Compare with another stock
Overlay UTKARSHBNK's prism against a peer.
Share this prism
Get the full analysis
Interactive DCF, sensitivity, peer comparison, and AI summary for UTKARSHBNK.
Full analysis →Model estimate. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.