DuPont Decomposition

Why does 3IINFOLTD earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

9.3% = 5.1% × 1.05 × 1.74

Latest: FY2026

Profitability

Net Margin

5.1%

-8.5% →5.1%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.05x

0.70x →1.05x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.74x

1.36x →1.74x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 17.5 pp over 5 years. Driven by net margin improving (-8.5% → 5.1%), asset turnover improving (0.70x → 1.05x), leverage rising (1.36x → 1.74x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr-0Cr-8.5%0.701.36-8.2%
FY20230Cr0Cr0.2%0.761.490.2%
FY20240Cr-0Cr-38.5%1.252.22-106.9%
FY20250Cr0Cr3.5%1.271.878.3%
FY20260Cr0Cr5.1%1.051.749.3%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

3IINFOLTD DuPont Analysis — ROE 9.3% | YieldIQ