DuPont Decomposition

Why does ACE earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

20.6% = 12.7% × 1.01 × 1.62

Latest: FY2026

Profitability

Net Margin

12.7%

6.4% →12.7%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.01x

1.27x →1.01x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.62x

1.70x →1.62x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 6.7 pp over 5 years. Driven by net margin improving (6.4% → 12.7%), asset turnover declining (1.27x → 1.01x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr6.4%1.271.7013.9%
FY20230Cr0Cr8.0%1.351.7418.7%
FY20240Cr0Cr11.3%1.341.7626.7%
FY20250Cr0Cr12.3%1.231.6825.3%
FY20260Cr0Cr12.7%1.011.6220.6%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

ACE DuPont Analysis — ROE 20.6% | YieldIQ