DuPont Decomposition

Why does AJOONI earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

3.8% = 2.9% × 1.21 × 1.08

Latest: FY2025

Profitability

Net Margin

2.9%

1.5% →2.9%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.21x

0.00x →1.21x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.08x

1.41x →1.08x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 3.8 pp over 3 years. Driven by net margin improving (1.5% → 2.9%), asset turnover improving (0.00x → 1.21x), leverage falling (1.41x → 1.08x).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr1.5%0.001.410.0%
FY20240Cr0Cr2.7%1.691.115.1%
FY20250Cr0Cr2.9%1.211.083.8%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

AJOONI DuPont Analysis — ROE 3.8% | YieldIQ