DuPont Decomposition

Why does ANDREWYU earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

-0.8% = -0.9% × 0.41 × 2.22

Latest: FY2025

Profitability

Net Margin

-0.9%

-1.6% →-0.9%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.41x

0.52x →0.41x

Revenue per ₹ of assets

Leverage

Equity Multiplier

2.22x

1.71x →2.22x

Assets funded by equity vs debt

Trend Analysis

ROE stable at ~-1%. Driven by asset turnover declining (0.52x → 0.41x), leverage rising (1.71x → 2.22x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr-0Cr-1.6%0.521.71-1.4%
FY20230Cr0Cr3.4%0.501.933.3%
FY20240Cr-0Cr-15.6%0.432.09-14.0%
FY20250Cr-0Cr-0.9%0.412.22-0.8%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

ANDREWYU DuPont Analysis — ROE -0.8% | YieldIQ