DuPont Decomposition

Why does ATUL earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

8.6% = 8.8% × 0.79 × 1.24

Latest: FY2025

Profitability

Net Margin

8.8%

7.7% →8.8%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.79x

0.21x →0.79x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.24x

1.23x →1.24x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 6.6 pp over 3 years. Driven by net margin improving (7.7% → 8.8%), asset turnover improving (0.21x → 0.79x).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr7.7%0.211.232.0%
FY20240Cr0Cr4.8%0.191.271.1%
FY20250Cr0Cr8.8%0.791.248.6%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.