DuPont Decomposition

Why does AWFIS earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

14.8% = 5.6% × 0.48 × 5.46

Latest: FY2025

Profitability

Net Margin

5.6%

-22.2% →5.6%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.48x

0.46x →0.48x

Revenue per ₹ of assets

Leverage

Equity Multiplier

5.46x

5.91x →5.46x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 75.1 pp over 4 years. Driven by net margin improving (-22.2% → 5.6%), leverage falling (5.91x → 5.46x). High financial leverage (equity multiplier > 4x) amplifies returns but also risk.

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr-0Cr-22.2%0.465.91-60.3%
FY20230Cr-0Cr-8.6%0.595.49-27.5%
FY20240Cr-0Cr-2.1%0.615.56-7.0%
FY20250Cr0Cr5.6%0.485.4614.8%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.