Reverse DCF
What growth does the market imply for BANARISUG?
Working backwards from the current price to find the FCF growth assumption baked in.
conservative
0.6% implied annual FCF growth
The market is pricing in below-GDP growth — very conservative assumption. If the company delivers anywhere near its historical rate, there is significant upside.
Current Price
₹3,649
Historical Growth
3.8%
FCF Yield
8.74%
Price / FCF
11.4x
Plain English
To justify today's price of ₹3649.30, BANARISUG.NS needs to grow its free cash flow at 0.6% per year for the next 10 years. That is 3.2% slower than its historical growth rate of 3.8%. This looks achievable — the market is not pricing in heroic assumptions. There may be genuine upside if the company executes.
Adjust Assumptions
Growth Scenarios
What the stock is worth at different growth assumptions
| Scenario | FCF Growth | Implied IV | MoS vs Price |
|---|---|---|---|
| Half implied | 0.3% | ₹3,563 | -2.4% |
| Implied | 0.6% | ₹3,649 | +0.0% |
| Historical | 3.8% | ₹4,619 | +26.6% |
| GDP rate | 10.0% | ₹7,420 | +103.3% |
At Historical Growth Rate
DCF horizon: 10 years. At 3.8% growth, the model values BANARISUG at ₹4,619, above today's ₹3,649.
See full DCF analysis
Bear/base/bull scenarios, sensitivity heatmap, reverse DCF, and more.
Run Full Analysis →This is an analytical tool, not investment advice. Implied growth is a mathematical inversion of the DCF model and depends on WACC and terminal growth assumptions. YieldIQ is not registered with SEBI as an investment adviser.