DuPont Decomposition

Why does BBL earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

5.9% = 5.3% × 0.73 × 1.53

Latest: FY2026

Profitability

Net Margin

5.3%

4.4% →5.3%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.73x

0.76x →0.73x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.53x

1.48x →1.53x

Assets funded by equity vs debt

Trend Analysis

ROE stable at ~6%.

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr4.4%0.761.485.0%
FY20230Cr0Cr5.9%0.691.496.0%
FY20240Cr0Cr7.1%0.741.347.0%
FY20250Cr0Cr7.0%0.731.356.9%
FY20260Cr0Cr5.3%0.731.535.9%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

BBL DuPont Analysis — ROE 5.9% | YieldIQ