DuPont Decomposition

Why does BIKAJI earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

16.1% = 8.8% × 1.31 × 1.39

Latest: FY2026

Profitability

Net Margin

8.8%

4.8% →8.8%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.31x

1.46x →1.31x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.39x

1.34x →1.39x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 6.6 pp over 5 years. Driven by net margin improving (4.8% → 8.8%), asset turnover declining (1.46x → 1.31x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr4.8%1.461.349.5%
FY20230Cr0Cr7.0%1.541.3314.3%
FY20240Cr0Cr11.9%1.461.2621.8%
FY20250Cr0Cr7.9%1.321.4014.5%
FY20260Cr0Cr8.8%1.311.3916.1%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

BIKAJI DuPont Analysis — ROE 16.1% | YieldIQ