DuPont Decomposition

Why does BLBLIMITED earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

4.0% = 0.7% × 5.45 × 1.01

Latest: FY2025

Profitability

Net Margin

0.7%

2.7% →0.7%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

5.45x

3.78x →5.45x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.01x

1.07x →1.01x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 6.8 pp over 4 years. Driven by net margin declining (2.7% → 0.7%), asset turnover improving (3.78x → 5.45x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr2.7%3.781.0710.8%
FY20230Cr0Cr2.8%2.211.046.5%
FY20240Cr0Cr0.8%3.171.022.7%
FY20250Cr0Cr0.7%5.451.014.0%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.