DuPont Decomposition

Why does BLSE earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

10.1% = 10.1% × 0.77 × 1.30

Latest: FY2025

Profitability

Net Margin

10.1%

5.6% →10.1%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.77x

1.73x →0.77x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.30x

3.71x →1.30x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 25.6 pp over 4 years. Driven by net margin improving (5.6% → 10.1%), asset turnover declining (1.73x → 0.77x), leverage falling (3.71x → 1.30x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr5.6%1.733.7135.7%
FY20230Cr0Cr7.8%1.351.6116.9%
FY20240Cr0Cr14.8%0.141.182.5%
FY20250Cr0Cr10.1%0.771.3010.1%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.