DuPont Decomposition

Why does BORANA earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

49.5% = 11.8% × 1.45 × 2.87

Latest: FY2024

Profitability

Net Margin

11.8%

4.3% →11.8%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.45x

1.33x →1.45x

Revenue per ₹ of assets

Leverage

Equity Multiplier

2.87x

17.64x →2.87x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 50.0 pp over 3 years. Driven by net margin improving (4.2% → 11.8%), asset turnover improving (1.33x → 1.45x), leverage falling (17.64x → 2.87x).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr4.3%1.3317.6499.5%
FY20230Cr0Cr12.0%1.813.1167.6%
FY20240Cr0Cr11.8%1.452.8749.5%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

BORANA DuPont Analysis — ROE 49.5% | YieldIQ