DuPont Decomposition

Why does CCAVENUE earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

5.9% = 5.7% × 0.74 × 1.40

Latest: FY2025

Profitability

Net Margin

5.7%

5.9% →5.7%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.74x

0.16x →0.74x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.40x

1.30x →1.40x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 4.7 pp over 3 years. Driven by asset turnover improving (0.16x → 0.74x).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr5.9%0.161.301.2%
FY20240Cr0Cr6.8%0.141.511.4%
FY20250Cr0Cr5.7%0.741.405.9%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.