DuPont Decomposition

Why does CCAVENUE earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

5.9% = 3.4% × 1.11 × 1.54

Latest: FY2026

Profitability

Net Margin

3.4%

6.7% →3.4%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.11x

0.34x →1.11x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.54x

1.30x →1.54x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 2.9 pp over 5 years. Driven by net margin declining (6.7% → 3.4%), asset turnover improving (0.34x → 1.11x), leverage rising (1.30x → 1.54x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr6.7%0.341.302.9%
FY20230Cr0Cr7.1%0.481.304.4%
FY20240Cr0Cr5.0%0.611.524.7%
FY20250Cr0Cr5.7%0.741.446.0%
FY20260Cr0Cr3.4%1.111.545.9%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

CCAVENUE DuPont Analysis — ROE 5.9% | YieldIQ