DuPont Decomposition

Why does CHAMBLFERT earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

18.8% = 9.4% × 1.44 × 1.38

Latest: FY2026

Profitability

Net Margin

9.4%

9.8% →9.4%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.44x

1.21x →1.44x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.38x

2.08x →1.38x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 5.7 pp over 5 years. Driven by asset turnover improving (1.21x → 1.44x), leverage falling (2.08x → 1.38x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr9.8%1.212.0824.5%
FY20230Cr0Cr3.7%2.171.8114.6%
FY20240Cr0Cr7.1%1.561.5817.5%
FY20250Cr0Cr9.9%1.461.3118.9%
FY20260Cr0Cr9.4%1.441.3818.8%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

CHAMBLFERT DuPont Analysis — ROE 18.8% | YieldIQ