DuPont Decomposition

Why does CTE earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

-70.7% = -24.2% × 1.01 × 2.89

Latest: FY2025

Profitability

Net Margin

-24.2%

8.7% →-24.2%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.01x

0.84x →1.01x

Revenue per ₹ of assets

Leverage

Equity Multiplier

2.89x

1.57x →2.89x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 82.2 pp over 4 years. Driven by net margin declining (8.7% → -24.2%), asset turnover improving (0.84x → 1.01x), leverage rising (1.57x → 2.89x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr8.7%0.841.5711.5%
FY20230Cr0Cr4.5%1.031.788.2%
FY20240Cr0Cr2.7%0.762.425.0%
FY20250Cr-0Cr-24.2%1.012.89-70.7%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.