DuPont Decomposition

Why does DIVGIITTS earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

7.4% = 13.3% × 0.48 × 1.15

Latest: FY2026

Profitability

Net Margin

13.3%

20.2% →13.3%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.48x

0.56x →0.48x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.15x

1.19x →1.15x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 6.2 pp over 5 years. Driven by net margin declining (20.2% → 13.3%).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr20.2%0.561.1913.6%
FY20230Cr0Cr19.1%0.421.169.3%
FY20240Cr0Cr15.9%0.391.116.8%
FY20250Cr0Cr11.1%0.331.114.1%
FY20260Cr0Cr13.3%0.481.157.4%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

See DCF fair value for DIVGIITTS

Combine financial quality with intrinsic value.

See Fair Value →

DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

DIVGIITTS DuPont Analysis — ROE 7.4% | YieldIQ