DuPont Decomposition

Why does DJML earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

12.1% = 7.9% × 0.99 × 1.55

Latest: FY2026

Profitability

Net Margin

7.9%

6.3% →7.9%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.99x

1.18x →0.99x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.55x

1.59x →1.55x

Assets funded by equity vs debt

Trend Analysis

ROE stable at ~12%. Driven by net margin improving (6.3% → 7.9%), asset turnover declining (1.18x → 0.99x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr6.3%1.181.5911.9%
FY20230Cr0Cr6.6%1.081.6411.6%
FY20240Cr0Cr8.8%0.951.7915.0%
FY20250Cr0Cr8.2%0.721.7810.5%
FY20260Cr0Cr7.9%0.991.5512.1%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

DJML DuPont Analysis — ROE 12.1% | YieldIQ