DuPont Decomposition

Why does DMCC earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

9.5% = 5.1% × 1.12 × 1.67

Latest: FY2025

Profitability

Net Margin

5.1%

7.1% →5.1%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.12x

0.24x →1.12x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.67x

2.02x →1.67x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 6.1 pp over 3 years. Driven by net margin declining (7.1% → 5.1%), asset turnover improving (0.24x → 1.12x), leverage falling (2.02x → 1.67x).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr7.1%0.242.023.4%
FY20240Cr0Cr6.9%0.221.802.8%
FY20250Cr0Cr5.1%1.121.679.5%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.