DuPont Decomposition

Why does EDELWEISS earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

9.0% = 7.0% × 0.14 × 9.41

Latest: FY2025

Profitability

Net Margin

7.0%

4.9% →7.0%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.14x

0.09x →0.14x

Revenue per ₹ of assets

Leverage

Equity Multiplier

9.41x

6.62x →9.41x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 6.1 pp over 4 years. Driven by net margin improving (4.9% → 7.0%), leverage rising (6.62x → 9.41x). High financial leverage (equity multiplier > 4x) amplifies returns but also risk.

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr4.9%0.096.622.9%
FY20230Cr0Cr7.1%0.116.535.1%
FY20240Cr0Cr7.5%0.139.018.8%
FY20250Cr0Cr7.0%0.149.419.0%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

EDELWEISS DuPont Analysis — ROE 9.0% | YieldIQ