DuPont Decomposition

Why does EUROBOND earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

13.8% = 4.4% × 1.36 × 2.33

Latest: FY2025

Profitability

Net Margin

4.4%

6.1% →4.4%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.36x

1.17x →1.36x

Revenue per ₹ of assets

Leverage

Equity Multiplier

2.33x

2.05x →2.33x

Assets funded by equity vs debt

Trend Analysis

ROE stable at ~14%. Driven by net margin declining (6.1% → 4.4%), asset turnover improving (1.17x → 1.36x), leverage rising (2.05x → 2.33x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr6.1%1.172.0514.5%
FY20230Cr0Cr3.1%1.482.2110.0%
FY20240Cr0Cr3.7%1.412.4512.7%
FY20250Cr0Cr4.4%1.362.3313.8%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

EUROBOND DuPont Analysis — ROE 13.8% | YieldIQ