DuPont Decomposition

Why does FIRSTCRY earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

-2.9% = -1.6% × 0.95 × 1.87

Latest: FY2026

Profitability

Net Margin

-1.6%

-2.6% →-1.6%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.95x

0.56x →0.95x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.87x

1.83x →1.87x

Assets funded by equity vs debt

Trend Analysis

ROE stable at ~-3%. Driven by net margin improving (-2.6% → -1.6%), asset turnover improving (0.56x → 0.95x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr-0Cr-2.6%0.561.83-2.7%
FY20230Cr-0Cr-8.4%0.742.06-12.8%
FY20240Cr-0Cr-4.3%0.842.37-8.7%
FY20250Cr-0Cr-2.5%0.861.87-4.0%
FY20260Cr-0Cr-1.6%0.951.87-2.9%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

FIRSTCRY DuPont Analysis — ROE -2.9% | YieldIQ