DuPont Decomposition

Why does FMGOETZE earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

12.0% = 9.2% × 1.00 × 1.31

Latest: FY2025

Profitability

Net Margin

9.2%

8.3% →9.2%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.00x

0.28x →1.00x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.31x

1.52x →1.31x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 8.5 pp over 3 years. Driven by asset turnover improving (0.28x → 1.00x), leverage falling (1.52x → 1.31x).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr8.3%0.281.523.5%
FY20240Cr0Cr10.1%0.271.433.9%
FY20250Cr0Cr9.2%1.001.3112.0%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.