DuPont Decomposition

Why does GANECOS earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

3.0% = 2.6% × 0.74 × 1.57

Latest: FY2026

Profitability

Net Margin

2.6%

6.2% →2.6%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.74x

0.92x →0.74x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.57x

1.91x →1.57x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 7.8 pp over 5 years. Driven by net margin declining (6.2% → 2.6%), asset turnover declining (0.92x → 0.74x), leverage falling (1.91x → 1.57x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr6.2%0.921.9110.8%
FY20230Cr0Cr6.0%0.882.0710.9%
FY20240Cr0Cr3.8%0.671.543.9%
FY20250Cr0Cr7.0%0.761.689.0%
FY20260Cr0Cr2.6%0.741.573.0%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

GANECOS DuPont Analysis — ROE 3.0% | YieldIQ