DuPont Decomposition

Why does GEMAROMA earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

0.3% = 0.4% × 0.57 × 1.43

Latest: FY2026

Profitability

Net Margin

0.4%

10.0% →0.4%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.57x

1.30x →0.57x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.43x

1.73x →1.43x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 22.2 pp over 5 years. Driven by net margin declining (10.0% → 0.4%), asset turnover declining (1.30x → 0.57x), leverage falling (1.73x → 1.43x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr10.0%1.301.7322.6%
FY20230Cr0Cr10.7%1.421.6524.9%
FY20240Cr0Cr11.2%1.211.6021.7%
FY20250Cr0Cr10.6%0.941.8818.8%
FY20260Cr0Cr0.4%0.571.430.3%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

See DCF fair value for GEMAROMA

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.